Cincinnati: Economy & Jobs
Median household income in Cincinnati is $52,909 (1.4× below Hamilton County median $72,470; 1.3× below Ohio median $71,389), with homes at a median value of $230,900. The surrounding county supports 515,652 jobs (avg $76,924).
- $97,169 avg taxable income per return — higher than the median household income (vs Ohio $78,408).
Income & Affordability
Median household income $52,909 — below the Ohio median ($66,082). Poverty rate 25.5% (U.S. average ~12.5%). 41% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).
| Affordability · Home Price To Income | 4.4× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 21.6% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 41.4% |
| Affordability · Poverty Rate | 25.5% |
| Affordability · Property Tax Pct Income | 6.0% |
| Irs Income · IRS tax returns filed | $402,090 |
| Irs Income · Total Adjusted Gross Income (thousands) | $39,070,490 |
| Irs Income · Average AGI per return | $97,169 (vs Ohio $78,408) |
| Income Estimate | $58,921 |
| Median Household Income | $52,909 (vs Ohio $66,082) |
| Poverty Rate | 25.5% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | white_collar |
|---|---|
| Economic Character · Top Industry | Education Healthcare |
| Economic Character · Income Level | middle-class |
| Economic Character · Median Income | $52,909 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.5% — above the U.S. average of ~4%. 15% work from home (U.S. average ~15%).
| Commuter Profile · Mean Commute Min | 22.40 |
|---|---|
| Commuter Profile · Work From Home Pct | 15.0% |
| Commuter Profile · Profile | short commute |
| Employment · Avg annual employment (county) | 515,652 |
| Employment · Total annual wages (county) | $39,666,129,124 |
| Employment · Average annual pay | $76,924 |
| All Occupations · Employment | 5,469,160 |
| Unemployment Rate | 4.5% (vs Ohio 3.4%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 322 |
|---|---|
| Agriculture · Land In Farms Acres | 6,612 |
| Agriculture · Avg Farm Size Acres | 20.50 |
| Agriculture · Top Commodities | Sod, Crop Totals, Horticulture Totals, Animal Totals, Floriculture Totals |
| Business Patterns · Establishments (employer count) | 21,080 |
| Business Patterns · Total Employees | 515,170 |
| Business Patterns · Annual Payroll Thousands | 35,894,754 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 151 |
|---|---|
| Local Businesses · Convenience Stores | 118 |
| Local Businesses · Liquor Stores | 45 |
| Local Businesses · Gas Stations | 205 |
| Local Businesses · Department Stores | 8 |
| Local Businesses · General Merchandise | 97 |
| Local Businesses · Clothing Stores | 65 |
| Local Businesses · Pet Stores | 30 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 707 |
|---|---|
| Dining Scene · Fast Food | 750 |
| Dining Scene · Bars | 209 |
| Dining Scene · Coffee Snacks | 183 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (20)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (5)
| Nearest Snap · Name | Bennett Marathon |
|---|---|
| Nearest Snap · Total In Area | 606 |
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | CLERMONT COUNTY CHAMBER OF COMMERCE |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $6,442,832,455 |
|---|---|
| Federal Spending · Per Capita | 7,756.48 (vs Ohio $6,792) |
| Federal Spending · Population | 830,639 people (vs Ohio 29,269) |
Sources: USAspending API
Other
| Job Training · Total count | 16 |
|---|---|
| Pct Drove Alone | 64.6% |
| Pct Public Transit | 5.4% |
| Pct Walked | 15.0% |
| Retirement Score · Median age | 33.2 years (vs Ohio 38.1y) |
| Retirement Score · Ss Household Pct | 23.4% |
| Retirement Score · Hospitals Nearby | 10 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Factors | hospital access, VA nearby |
| Retirement Score · Rating | fair |
Sources: IRS BMF keyword search · Census ACS 5-Year 2023 · Refreshed 2026-04-12